July Retail Sales Fall 0.6 Percent, Denting the September Fed Hike Case
U.S. retail and food services sales fell 0.6 percent in July to $763.6 billion, the largest monthly decline since May 2025, weakening the case for a September Fed rate increase.
Category Credit Cards
Tips and how to articles about credit cards and how to keep your credit secure.
Consumers Expect 3.6% Inflation in New York Fed Survey as July CPI Nears
Households expect 3.6% inflation over the next year, the New York Fed's July survey shows, with three-year and five-year readings flat ahead of Wednesday's CPI report.
Fed Hike Odds Near 40% on Decision Eve as Citadel Breaks From the Consensus
Interest rate swaps now imply about a 40% chance the Fed hikes on July 29 after Citadel Securities forecast a surprise increase. Here is what a hike or hold means.
Why Your Credit Card APR Follows the Fed’s 6.75% Prime Rate After FOMC Meetings
Most U.S. credit cards carry a variable APR tied to the 6.75% prime rate. Here is how a Fed decision reaches your statement and what a July 29 hold means.
Personal Loan vs. Credit Card: Which Is Better for Your Situation?
A personal loan is the cheaper choice for borrowing $3,000 or more when you need longer than 60 days to repay — the average personal loan APR is 12.26% versus 20.97% for credit cards, according to March 2026 data from…
Best Credit Cards of 2026: Cash Back, Travel, Balance Transfers
Finding the right credit card can save you hundreds of dollars a year in fees and earn you cash back, points, or travel miles on purchases you already make. But with so many options on the market, it is hard…
Mastering Credit Cards From Approval to Rewards
The essentials of credit cards: learn approval strategies, smart credit building, and how to optimize rewards.
How to Use Visa Gift Card Online: A Complete Guide
Learn how to use visa gift card online with our complete guide. Follow step-by-step instructions to shop confidently and maximize your card's value.
Types of Gift Cards and How To Avoid Fees
Want to buy someone the perfect gift this holiday season? Look no further than a gift card. Here's a breakdown of different types of gift cards you can get.
How to get a credit card for bad credit
Wondering how to get a credit card for bad credit? A number of card issuers are offering great options. Here's how to land a card that fits your situation.