Fed Adds $329 Billion in Treasury Bills as Reserves Hold Near $3 Trillion

The Fed held $524.9 billion of Treasury bills on August 5, up $329.4 billion since balance sheet runoff ended, while reserve balances stalled near $3 trillion.

The Fed held $524.9 billion of Treasury bills on August 5, up $329.4 billion since balance sheet runoff ended, while reserve balances stalled near $3 trillion.

U.S. public debt reached $39.84 trillion on July 30, 2026, just $158.9 billion below $40 trillion, as the average interest rate on the debt climbed to 3.41 percent.

Treasury sold $70 billion of five-year notes on July 27 at a 4.408% high yield with a 2.28 bid-to-cover, the weakest of three note sales this week as the Fed meets.

Treasury's 20-year bond auction stopped at 5.163% on July 22, 2026, the highest of the year and up from 4.927% in June, days before the July 29 Fed decision.

Most U.S. credit cards carry a variable APR tied to the 6.75% prime rate. Here is how a Fed decision reaches your statement and what a July 29 hold means.

The two-year Treasury yield fell to 4.13% after June CPI and PPI cooled, trimming the odds of a July Fed rate hike. Here is what lower yields mean for your money.

The Fed's dual mandate requires both maximum employment and 2 percent inflation. With core PCE at 3.4 percent and unemployment at 4.2 percent, the two goals now clash.

The Fed has held rates since December, yet the 30-year mortgage sits at 6.49%. Here is how a Fed decision travels through the 10-year Treasury and the spread to your loan.

Treasury sold $58 billion of three-year notes at a 4.179% high yield on July 7, 2026, with indirect demand firming and prime steady at 6.75% ahead of the June FOMC minutes.

The U.S. Treasury sold $2.46 trillion across 37 auctions in June 2026. Here is how Treasury auctions actually work, who buys, and how results reach your rates.