Kabbage Small Business Loans Review 2026
Kabbage (now American Express Business Blueprint) offers lines of credit up to $150,000 with funding in minutes.
Get your rate in minutes
No credit score impact
Borrow up to $500,000+
Kabbage Review
Kabbage, now operating as American Express Business Blueprint, offers small business lines of credit up to $150,000 with one of the fastest funding speeds in the industry. Funds can be available in minutes after approval.
See how Kabbage compares to other business loan options.
Kabbage at a Glance
| Feature | Details |
| Product | Business line of credit |
| Credit limit | $2,000 – $150,000 |
| APR | Varies (monthly fees of 2-9%) |
| Min. credit score | 640 |
| Min. revenue | $3,000/month or $36,000/year |
| Min. time in business | 12 months |
| Funding speed | Minutes |
Pros and Cons
Pros
Funding in minutes — fastest in the industry. Low minimum revenue requirement ($3,000/month). Backed by American Express. Automated underwriting using bank data. Revolving line — repay and draw again.
Cons
Monthly fee structure can be expensive (2-9% per month). Maximum $150,000 may be limiting. Short repayment terms (6, 12, or 18 months). Not available in all states.
Who Is Kabbage Best For?
Small businesses that need emergency capital fast and value speed over cost. Also good for businesses with lower revenue that don’t qualify for BlueVine’s higher minimums.
Frequently Asked Questions
Is Kabbage still operating?
Kabbage was acquired by American Express in 2020 and rebranded as American Express Business Blueprint. The product continues under the new brand.
How does Kabbage’s pricing work?
Instead of APR, Kabbage charges monthly fees of 2-9% on the outstanding balance. Total cost depends on how quickly you repay.
Kabbage (Amex Business Blueprint)
- Line of credit: $2,000 – $150,000
- Funding in minutes
- Min. revenue: $3,000/month
Kabbage offers the fastest business funding available — approved and funded in minutes.