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The Federal Reserve’s G.19 release shows consumer credit rose $18.1 billion in July 2026, pushing revolving card balances to a record $1.3572 trillion a week before the September 16 FOMC decision.
Treasury held $967.9 billion at the Fed in the week ended September 2, a four month high, pulling bank reserves to $2.895 trillion, their lowest in 39 weeks.
The U.S. prime rate has held at 6.75% for 270 days. After August payrolls rose 162,000, futures price roughly even odds of a hike on September 16.
Treasury sells $119 billion of notes and bonds on September 8, 9 and 10 while the Fed observes its pre-meeting blackout. The three-year yields 4.45%.
U.S. employers added 162,000 jobs in August and the BLS revised June and July up by a combined 55,000, erasing the reported July decline days before the September 15-16 FOMC meeting.
Fed Governor Christopher Waller said he would back a September hold if August inflation keeps cooling, citing three-month core inflation of 3.05 percent, and a hike if it does not.
Whether you’re just starting out with no credit, bad credit, rebuilding credit, have fair credit, or looking for the card that earns better rewards, finding the right card can be a challenge. We’ve partnered with leading card issuers to make it easy to compare credit card rates and benefits all in one place such as Visa and Mastercard. And we do our best to keep our information accurate and up to date.
Comparing rates and fees on loans and credit cards can be frustrating. How can you be sure you’ll get the rate, payments, or terms are shown? PrimeRates is changing that. We’ll help you prequalify with our lender partners, ensuring that the rates you see are the rates you’re more likely to get.