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Brent crude topped $100 and the 10-year Treasury yield hit its highest since January 2025, lifting September Fed rate-hike odds to about 82% as prime holds at 6.75%.
Treasury’s 20-year bond auction stopped at 5.163% on July 22, 2026, the highest of the year and up from 4.927% in June, days before the July 29 Fed decision.
The average interest rate on U.S. Treasury debt climbed to 3.41% in June 2026, the highest since 2009, pushing gross interest costs past $1.05 trillion this fiscal year.
The 10-year Treasury yield settled at 4.55% on July 17, 2026. Here is what the benchmark is, what moves it, and how it sets your mortgage and loan rates.
Most U.S. credit cards carry a variable APR tied to the 6.75% prime rate. Here is how a Fed decision reaches your statement and what a July 29 hold means.
The Fed entered its communications blackout ahead of the July 28 to 29 meeting, with markets pricing about an 87% chance of a rate hold at 3.50% to 3.75% on July 29.
Whether you’re just starting out with no credit, bad credit, rebuilding credit, have fair credit, or looking for the card that earns better rewards, finding the right card can be a challenge. We’ve partnered with leading card issuers to make it easy to compare credit card rates and benefits all in one place such as Visa and Mastercard. And we do our best to keep our information accurate and up to date.
Comparing rates and fees on loans and credit cards can be frustrating. How can you be sure you’ll get the rate, payments, or terms are shown? PrimeRates is changing that. We’ll help you prequalify with our lender partners, ensuring that the rates you see are the rates you’re more likely to get.