PrimeRates provides access to personalized business loan offers through our simple and quick pre-qualification application. Once you’re pre-qualified, you can select the best offer for you and finalize the business loan application with the lender.
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Our simple application takes less than 5-7 minutes to complete.
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Choose the offer that best fits your needs by comparing loan amounts and terms.
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Finalize your loan offer with the lender you selected to receive your funds.
It’s relatively common for small businesses to take advantage of secured business loans for funding. Secured loans are any type of business funding secured by some type of collateral including:
The primary difference between secured and unsecured business loans is that secured loans require collateral. This provides the lender some security on the loan in the event the business defaults.
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Most lenders will have their own requirements defining what can and can’t be used as collateral.
Some examples of collateral for a secured business loan can include:
A traditional business term loan is typically a bank loan with terms between 1-25 years and monthly repayment. This can be one of the lowest cost options but qualifying can be a challenge.
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Small business Administration (SBA) loans are a government resource that was created to help improve the U.S. economy. SBA loans can help small businesses and would-be entrepreneurs obtain financing opportunities. Lenders and banks are offered a guarantee on SBA loans in the event that the business defaults.
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A business line of credit can be similar to a credit card in the sense that it typically has a limit and can be used however you want.
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Funding Circle is a top-rated provider of secured business loans. Typically the approval process takes 5-14 days.
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» MORE: Funding Circle Small Business Loans Review
LendingClub is an online peer-to-peer lending platform that offers secured business loans.
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» MORE: LendingClub Small Business Loans Review
Founded in 2017, OnDeck is one of the largest online small business lenders in the U.S. that provides secured business loans.
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» MORE: OnDeck Small Business Loans Review
Kabbage launched in 2008 and is an online lender that provides secured business loans for small businesses.
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» MORE: Kabbage Small Business Loans Review
BlueVine is a fintech company that provides secured business loans for small to medium sized B2B or B2G businesses.
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» MORE: BlueVine Small Business Loans Review
Fundation provides secured business loans ideally for established businesses with fair or better credit scores.
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» MORE: Fundation Small Business Loans Review
Plenty of lending options that don’t require collateral are available such as SBA loans or unsecured business loans. However, secured business loans are typically offered with lower interest rates and longer repayment terms.
In conclusion, a secured business loan is an attractive option for a low-rate loan that can help take your business to the next level. Ready to take the next step? Apply online in minutes at PrimeRates.com and receive multiple personalized loan offers. You can efficiently compare offers and select the offer that best fits your needs. Once your loan is finalized you can receive funds quickly. Ready, set, save time and money at PrimeRates.com.
Treasury sold $39 billion of 10-year notes at a 4.834 percent high yield on September 9, 2026, the highest 10-year auction stop since August 2007, on a 2.71 bid-to-cover ratio.
The Federal Reserve’s G.19 release shows consumer credit rose $18.1 billion in July 2026, pushing revolving card balances to a record $1.3572 trillion a week before the September 16 FOMC decision.
Treasury held $967.9 billion at the Fed in the week ended September 2, a four month high, pulling bank reserves to $2.895 trillion, their lowest in 39 weeks.
The U.S. prime rate has held at 6.75% for 270 days. After August payrolls rose 162,000, futures price roughly even odds of a hike on September 16.
Treasury sells $119 billion of notes and bonds on September 8, 9 and 10 while the Fed observes its pre-meeting blackout. The three-year yields 4.45%.
U.S. employers added 162,000 jobs in August and the BLS revised June and July up by a combined 55,000, erasing the reported July decline days before the September 15-16 FOMC meeting.