Best Auto Loan Rates in 2026
If you want to buy a new car, used vehicle, truck, or motorcycle, the auto loan rates you get can save or cost you thousands. In 2026, the average rate for a 60-month new car loan is about 7.01 percent…
Laura Adams
Laura Adams is a personal finance expert, spokesperson, and national media source who helps consumers improve their finances by making money easy to understand.
She’s the host of the top-rated MoneyGirl Podcast and award-winning author of multiple books, including Money Girl’s Smart Moves to Grow Rich. Connect with Laura at LauraDAdams.com and on Twitter @LauraAdams.
How to Use a Personal Loan for Debt Consolidation in 2026
If you are carrying balances on multiple credit cards or loans, keeping track of due dates, interest rates, and minimum payments can feel overwhelming. Debt consolidation — the process of combining several debts into a single loan with one monthly…
5 tips to take a honeymoon only using credit card rewards
Are you dreaming about having enough in credit card rewards to take your honeymoon for free? It's not unrealistic. Use these tips to get closer to your goal!
Should you finance your business with a personal loan?
Wondering if you should take out a personal loan to finance your business? Here are some of the advantages of funding your startup with a personal loan — and what to consider.
How to build credit as a college student
There's a lot to keep you busy during college. But without a doubt, it is one of the best times to start thinking about your credit. If you want a leg up on your finances later in life, start to build credit as a college student. Here's how.
Personal loan or balance transfer: Which is better for consolidating debt?
Debt consolidation can be a great way to cut your interest expenses and reduce the number of bills you're paying. It can also help you create a roadmap to get out of debt. But is a personal loan or balance transfer credit card better for consolidating debt? Here are the pros and cons of each.
3 big benefits of debt consolidation
There are probably more benefits of debt consolidation than you realize. Here are three of the big ones to consider when thinking about getting a debt consolidation loan.
Top 6 Best Reasons To Get a Personal Loan
Personal loans can be used or a surprising amount of purposes. But here are six of the top reasons to get a personal loan.
What Is the Prime Rate? How It Works and Why It Matters
You hear it mentioned all the time. But what exactly is the prime rate? The answer is both simpler and more complex than you think.
What to know before applying for a personal loan
Are you looking for extra cash? Consider applying for a personal loan. It can be a great way to fund a goal or future expense. Here's what you need to know.