Many people turn to personal loans when they need a fresh injection of cash. Such loans can be used to fund a home repair, or to pay off credit card debt. But it is easy to fall behind on personal loan payments. And if that happens, you might end up in a tough spot, says Michael Bovee, founder of Consumer Recovery Network, an organization that helps people manage their debt. …
What if you can’t make your personal loan payments?Read More »
Thanks to a new credit card, you soon will be able to collect rewards for indulging in your Starbucks caffeine fix. But given the interest rates and fees on the new Starbucks credit card, you could be left trying to fix your beaten-up credit. …
The new Starbucks credit card just launched: Is it worth it?Read More »
Trying to raise your credit score in a hurry is tricky. It can often take weeks or months for something to affect your score, which makes it a “hurry up and wait” type of situation. …
Many of us have faced the dilemma of trying to establish credit when you have none. And while it may seem like an overwhelming prospect, there several realistic ways to build credit with credit cards. …
We all know the wonderful feeling of seeing a fabulous home — or a gleaming new car — that sets our heart fluttering with desire. However, the dream of owning such goods cannot become reality without creating big financial goals – and achieving them. …
Forget the chip or magnetic stripe on your credit card. A restaurant in Southern California now can ring up credit card payments with facial recognition. …
Restaurant unveils facial recognition for credit card paymentsRead More »
In one way or another, the new tax law passed by Congress in December 2017 will affect your taxes. But will it affect the annual percentage rate (APR) of your credit cards? …
How does the new tax law affect your credit card APR?Read More »
Having less than excellent credit doesn’t mean you’re doomed to the bottom of the credit card barrel. There are plenty of credit cards for fair credit that offer solid rewards and perks. …
Learning — and understanding — all there is to know about auto loans can drive you up a wall. Things like interest rates and credit scores can be mental roadblocks when you’re in the market for a car. …
How Do Auto Loans Work? Answers to 6 common questionsRead More »
It’s nearly impossible to get through life without knowing a little about how credit cards work. Celebrity-studded commercials and ads for these little pieces of plastic are everywhere, possibly even cluttering up your mailbox. …