An online checking account makes it easy to deposit your paycheck, pay bills, and access your money from your phone — often with lower fees than a traditional brick-and-mortar bank. The market has grown crowded, with offerings from major national…
A personal loan affects your credit score at three distinct stages: the application (hard inquiry, typically –5 to –10 FICO points), the new account opening (new debt increases your total balances, potentially –15 to –20 points short-term), and the repayment…
Every time the Federal Reserve adjusts interest rates, financial headlines light up with talk about the prime rate. But what does that actually mean for the money coming out of your wallet? The prime rate — currently 6.75 percent as…
Wondering how to get a credit card for bad credit? A number of card issuers are offering great options. Here's how to land a card that fits your situation.
Payday loans and car-title loans aren’t just potentially hazardous to your financial health. They also might harm your physical health.
Are you afraid of falling behind on a credit card payment? If so, you’re not alone. A new Gallup poll shows 18% of American adults are worrying about the same thing. Here's what to do if you cant make a payment.
A new personal credit line product introduced by a startup in San Francisco marries some of the most attractive aspects of a personal loan and a credit card.
Many of us don’t have piles of extra cash sitting around. So, when the need arises, a lot of us lack the money to cover a big expense. Here are five good reasons for taking out a personal loan.
Billionaire Mark Cuban has obviously made some solid financial decisions during his lifetime. And he has some very wise credit card debt advice. Check it out.
There's more than one way to get out of credit card debt. Here are nine strategies — most of them designed to make more money or cut costs — that can put on you on the path toward a debt-free future.