Maybe you were a first-time buyer with poor credit. Maybe you focused only on the monthly payment instead of the overall price of your vehicle. Whatever your situation, if you think you’re paying too much, you may want to refinance your auto loan. …
When to Refinance Your Auto Loan: Refinance Car Loan For Poor CreditRead More »
If you’re trying to build or rebuild your credit history, a secured credit card can provide some security — as long as you use the card responsibly. …
How do secured credit cards work? What you need to knowRead More »
You hear it mentioned all the time. But what exactly is the prime rate? The answer is both simpler and more complex than you think. …
If you’re looking for extra cash, applying for a personal loan can be one of the best, but often overlooked, ways to fund any goal or future expense. Unlike other types of loans, such as home mortgages or car loans, personal loans can be used for any purpose you want. …
If you’re having trouble juggling payments on a few credit cards and the interest rates on those debts are sky-high, it might be time to look into a debt consolidation loan. …
A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many people mistakenly think they have just one credit score. In fact, dozens of scores may be attached to a consumer’s name. The two most famous scores are the FICO score and the VantageScore. …
Having a reliable vehicle is indispensable in helping you manage your personal and professional life. But if you’re monthly payments are higher than you’d like, and your APR is making the vehicle more expensive – an auto refinance is a great way to manage the overall cost of your car. …
As an adult, you have to make decisions every day that affect your short- and long-term life plan. Whether you promise to get your third-grader a bunny if she gets all A’s or opt for a second salted-caramel Frappuccino, your daily choices add up – literally.
Even the small details can have major impact on your bank account over time. …
It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan. …
If the balance on your credit card keeps going up, you’re not alone. Americans are charging more than ever, with the average household credit card debt just over $8,000.¹ While paying down balances can be overwhelming due to high interest rates, balance transfer credit cards can not only make the process faster, but it can save you a lot of money if done correctly. …