If you’re looking for extra cash, applying for a personal loan can be one of the best, but often overlooked, ways to fund any goal or future expense. Unlike other types of loans, such as home mortgages or car loans, personal loans can be used for any purpose you want. …
If you’re having trouble juggling payments on a few credit cards and the interest rates on those debts are sky-high, it might be time to look into a debt consolidation loan. …
A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many people mistakenly think they have just one credit score. In fact, dozens of scores may be attached to a consumer’s name. The two most famous scores are the FICO score and the VantageScore. …
Having a reliable vehicle is indispensable in helping you manage your personal and professional life. But if you’re monthly payments are higher than you’d like, and your APR is making the vehicle more expensive – an auto refinance is a great way to manage the overall cost of your car. …
As an adult, you have to make decisions every day that affect your short- and long-term life plan. Whether you promise to get your third-grader a bunny if she gets all A’s or opt for a second salted-caramel Frappuccino, your daily choices add up – literally.
Even the small details can have major impact on your bank account over time. …
It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan. …
If the balance on your credit card keeps going up, you’re not alone. Americans are charging more than ever, with the average household credit card debt just over $8,000.¹ While paying down balances can be overwhelming due to high interest rates, balance transfer credit cards can not only make the process faster, but it can save you a lot of money if done correctly. …
If you’re wondering what steps to take after a data breach, you’re not alone. …
Maybe you’re arranging a long-delayed honeymoon in Hawaii. Perhaps you’re itching to consolidate thousands of dollars in credit card debt. Whatever the occasion, a personal loan can help cover planned or unexpected expenses. …
A balance transfer is one of the most important tools in managing credit today. With so many promotional offers, balance transfer credit cards, especially a 0% transfer, can give you a chance to pay down the principal and get closer to debt freedom. …