A History of the U.S. Prime Rate: From 21.5% in 1980 to 6.75% Today
The U.S. prime rate is 6.75 percent in 2026, the same as in 1971. Here is how it peaked at 21.5 percent in 1980, fell to 3.25 percent twice, and what it means for your loans.
Day June 30, 2026