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Infographic: What’s the difference between a soft credit inquiry and a hard credit inquiry?

soft credit inquiry hard credit inquiry

You may know that lenders often "pull your credit" when considering you as an applicant. But did you know that there are two types of credit inquiries? Here's the difference between a soft credit inquiry and a hard credit inquiry.

  • Pamela Sisson
  • July 19, 2018
  • Personal Loans

5 tips to avoid personal loan denial

loan denial

While there's no foolproof way to guarantee your personal loan application will be excepted, there are some things you can do to bump up your odds. Use these to tips to help land the loan that you want and avoid personal loan denial.

  • Lucy Lazarony
  • June 1, 2018
  • Personal Loans

Q&A with Ryan Law: The basics of unsecured loans

basics of unsecured loans

Unsecured loans can be used for nearly any purpose. These financial tools allow you to consolidate debt or even fund a vacation. But it's important to understand the basics of unsecured loans, and the pros and cons, before you borrow.

  • Offain Gunasekara
  • May 24, 2018
  • Personal Loans

Payday Loans vs. Car Title Loans

payday loans car-title loans

Payday loans and car-title loans aren’t just potentially hazardous to your financial health. They also might harm your physical health.

  • John Egan
  • May 21, 2018
  • Personal Loans

Q&A with Harold Weston: The difference between secured and unsecured loans

secured vs unsecured loan

In the market for a loan? Before you start your search, it's crucial to understand the difference between secured and unsecured loans. Here's what expert Harold Weston has to say on the topic.

  • Offain Gunasekara
  • May 17, 2018
  • Credit Cards

What to do if you can’t make a credit card payment

credit card payment

Are you afraid of falling behind on a credit card payment? If so, you’re not alone. A new Gallup poll shows 18% of American adults are worrying about the same thing. Here's what to do if you cant make a payment.

  • John Egan
  • May 16, 2018
  • Personal Loans

New Upgrade Personal Credit Line Acts Like a Personal Loan and a Credit Card

personal credit line

A new personal credit line product introduced by a startup in San Francisco marries some of the most attractive aspects of a personal loan and a credit card.

  • John Egan
  • May 10, 2018
  • Personal Loans

5 Reasons For Taking Out a Personal Loan

taking out a personal loan

Many of us don’t have piles of extra cash sitting around. So, when the need arises, a lot of us lack the money to cover a big expense. Here are five good reasons for taking out a personal loan.

  • John Egan
  • May 4, 2018
  • Rewards Cards

5 tips to take a honeymoon only using credit card rewards

honeymoon with credit card rewards

Are you dreaming about having enough in credit card rewards to take your honeymoon for free? It's not unrealistic. Use these tips to get closer to your goal!

  • Laura Adams
  • May 2, 2018
  • Personal Loans

Using personal loans to finance “wants”: Is it a good idea?

using a personal loan to finance "wants"

If you dream of vacationing on an exotic island – or have visions of a glorious kitchen remodel – you might be tempted to take out a personal loan to turn those fantasies into reality.  But is it a good idea to finance "wants?"

  • Chris Kissell
  • April 26, 2018
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