Credit card basics: Pay over the monthly minimum payment

If you're only paying your minimum credit card payment, you could be doing some harm to your finances. Here's the case for paying more than the minimum.

If you're only paying your minimum credit card payment, you could be doing some harm to your finances. Here's the case for paying more than the minimum.

A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many…

It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan.