How the prime rate impacts your credit card rate
Recent moves by the nation’s central bank have triggered a cascade of events that can spell big trouble if you own a credit card. Here's how the prime rate impacts your credit card rate.
Chris Kissell
Chris Kissell has been a writer and editor for more than two decades. His work has appeared in numerous newspapers and magazines, and on many news and financial websites. He lives in Denver, Colorado.
5 credit card transactions that impact your credit score
Every time you reach into your wallet and pull out a little plastic, it can have a big impact on your credit score. Here are five types of credit card transactions and other moves that can send your credit score south.
Why Do Credit Card Companies Verify Income?
Wondering why a credit company would want to verify income? Here are two good reasons why credit card companies want to peek at your paycheck.
Credit card basics: Pay over the monthly minimum payment
If you're only paying your minimum credit card payment, you could be doing some harm to your finances. Here's the case for paying more than the minimum.
Differences of FICO vs VantageScore
A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many…
5 steps to rebuilding credit
It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan.