You may know that lenders often “pull your credit” when considering you as an applicant. But did you know that there are two types of credit inquiries — a soft credit inquiry and a hard credit inquiry? …
For millions of renters in the U.S., homeownership is financially out of reach. One of the main reasons: Their credit scores are far too low. …
Many U.S. renters have poor credit scores, making it tough to buyRead More »
It’s crucial to start thinking about how to help kids build credit early on in their lives. …
Q&A with Madhavi Venkatesan: How to help kids build creditRead More »
We’ve all got to start somewhere. At one point in our lives, we had absolutely no credit history. The credit slate was clean. …
When it comes to credit cards, separating fact from fiction can be tough. A friend might tell you something about credit cards that turns out to be false, or you might find credit card information online that’s just flat-out wrong. …
Many of us want to lose weight fast and get rich quick. However, it’s difficult to accomplish either one of those in a short period of time. Unfortunately, the same can often be said for trying to raise your credit score in a hurry. …
4 ways to raise your credit score as fast as possibleRead More »
A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many people mistakenly think they have just one credit score. In fact, dozens of scores may be attached to a consumer’s name. The two most famous scores are the FICO score and the VantageScore. …
It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan. …