Credit History

Infographic: What’s the difference between a soft credit inquiry and a hard credit inquiry?

July 19th, 2018 By Pamela Sisson

You may know that lenders often "pull your credit" when considering you as an applicant. But did you know that there are two types of credit inquiries — a soft credit inquiry and a hard credit inquiry? … Infographic: What’s the difference between a soft credit inquiry and a hard credit inquiry?Read More » read more

Credit History

Many U.S. renters have poor credit scores, making it tough to buy

May 1st, 2018 By John Egan

For millions of renters in the U.S., homeownership is financially out of reach. One of the main reasons: Their credit scores are far too low. … Many U.S. renters have poor credit scores, making it tough to buyRead More » read more

Credit History

Q&A with Madhavi Venkatesan: How to help kids build credit

March 14th, 2018 By Offain Gunasekara

It's crucial to start thinking about how to help kids build credit early on in their lives. … Q&A with Madhavi Venkatesan: How to help kids build creditRead More » read more

Credit History

How to get a credit card with no credit history

February 23rd, 2018 By John Egan

We’ve all got to start somewhere. At one point in our lives, we had absolutely no credit history. The credit slate was clean. … How to get a credit card with no credit historyRead More » read more

Credit History

The top 4 credit card myths debunked

January 5th, 2018 By John Egan

When it comes to credit cards, separating fact from fiction can be tough. A friend might tell you something about credit cards that turns out to be false, or you might find credit card information online that’s just flat-out wrong. … The top 4 credit card myths debunkedRead More » read more

Credit History

4 ways to raise your credit score as fast as possible

January 4th, 2018 By John Egan

Many of us want to lose weight fast and get rich quick. However, it’s difficult to accomplish either one of those in a short period of time. Unfortunately, the same can often be said for trying to raise your credit score in a hurry. … 4 ways to raise your credit score as fast as possibleRead More » read more

FICO VantageScore photo by www.cafecredit.com

Credit History

Differences of FICO vs VantageScore

November 2nd, 2017 By Chris Kissell

A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many people mistakenly think they have just one credit score. In fact, dozens of scores may be attached to a consumer’s name. The two most famous scores are the FICO score read more

Credit History

5 steps to rebuilding credit

October 26th, 2017 By Chris Kissell

It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan. … 5 steps to rebuilding creditRead More » read more

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