PrimeRates provides access to personalized loan offers through our simple and quick pre-qualification application. Once you’re pre-qualified, you can select the best offer for you and finalize the loan application with the lender.
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Simple pre-qual application in less than 1 minute.
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Choose the offer that best fits your needs.
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Finalize your loan offer, get approved, and receive funds.
Marcus by Goldman Sachs offers personal loans with absolutely no fees — no origination fees, no prepayment penalties, and no late fees. Backed by one of the world’s most prestigious financial institutions, Marcus provides a premium borrowing experience.
Marcus loans range from $3,500 to $40,000 with APRs from 6.99% to 24.99%, making them particularly competitive for borrowers with good credit.
| Feature | Details |
| Loan amounts | $3,500 – $40,000 |
| APR range | 6.99% – 24.99% |
| Loan terms | 36 to 72 months |
| Origination fee | None |
| Prepayment penalty | None |
| Late fee | None |
| Min. credit score | 660 |
Marcus is ideal for borrowers with good credit who value a no-fee lending experience. The on-time payment reward and Goldman Sachs backing make it a premium choice for debt consolidation and major purchases.
Marcus charges no fees — no origination fees, no prepayment penalties, and no late fees. Backed by Goldman Sachs, Marcus offers competitive rates and flexible payment terms from 36 to 72 months.
SoFi offers some of the largest personal loan amounts available, up to $100,000. SoFi charges no origination fees, no prepayment penalties, and no late fees. Members get access to financial planning, career coaching, and unemployment protection that pauses payments if you lose your job.
Best Egg has funded over $24 billion in loans since 2014. They offer a simple online application with funding as fast as one business day. Origination fees range from 0.99% to 8.99%.
Upgrade accepts credit scores as low as 580 and offers loans from $1,000 to $50,000. Reports to all three credit bureaus, helping build credit with on-time payments. Funds typically deposited within one business day.
Prosper is a peer-to-peer lending marketplace connecting borrowers with individual investors. Offers loans from $2,000 to $50,000 with terms of 24 to 60 months.
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