Every time you reach into your wallet and pull out a little plastic, it can have a big impact on your credit score. …
5 credit card transactions that impact your credit scoreRead More »
5 credit card transactions that impact your credit score Read More »
In an era when privacy seems up for grabs, it’s no surprise that some people bristle at a credit card company’s demand to verify income. …
Why Do Credit Card Companies Verify Income? Read More »
Americans are drowning in credit card debt. The average U.S. household owes more than $15,000 on their cards, according to Debt.org. Because of this large amount of debt, millions of credit card borrowers barely scrape up enough cash each month to make the monthly minimum payment. …
Credit card basics: Pay over the monthly minimum paymentRead More »
Credit card basics: Pay over the monthly minimum payment Read More »
A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many people mistakenly think they have just one credit score. In fact, dozens of scores may be attached to a consumer’s name. The two most famous scores are the FICO score and the VantageScore. …
Differences of FICO vs VantageScore Read More »
It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan. …
5 steps to rebuilding credit Read More »