Why Do Credit Card Companies Verify Income?
In an era when privacy seems up for grabs, it’s no surprise that some people bristle at a credit card company’s demand to verify income. …
Amex EveryDay vs. Amex EveryDay Preferred: How to choose
In the rewards points card category, American Express offers the Amex EveryDay Credit Card and the Amex EveryDay Preferred Credit Card. The main difference between the two cards is that the Amex EveryDay Preferred has a more generous reward points program, but it comes with an annual fee. …
Amex EveryDay vs. Amex EveryDay Preferred: How to chooseRead More »
How to save money without even noticing
Spending can quickly spiral out of control. That’s the power of high-limit credit cards and zero-interest payment plans on personal loans. Before you know it, you have a house full of new furniture and ticket stubs from over a dozen concerts. While it was all worth it at the time, you weren’t thinking about how to save money.
…
Credit card basics: Pay over the monthly minimum payment
Americans are drowning in credit card debt. The average U.S. household owes more than $15,000 on their cards, according to Debt.org. Because of this large amount of debt, millions of credit card borrowers barely scrape up enough cash each month to make the monthly minimum payment. …
Credit card basics: Pay over the monthly minimum paymentRead More »
Infographic: What to do after a data breach
The reported number of data breaches keeps rising, impacting more individuals on a daily basis. In fact, there have now been over 8,000 data breaches since January 2005, with over 1.05 billion records exposed, according to the Identity Theft Resource Center. If you’ve been a victim of a recent data breach, you’re certainly just one among many. …
4 best personal loans for fall 2017: Where to shop
If you’re in the market for a personal loan, there are plenty of great offers to choose from this fall. Right now, the best personal loans are boasting relatively low APRs, low fees, high loan limits and flexible terms. …
4 best personal loans for fall 2017: Where to shopRead More »
Citi Double Cash Card review
The best way to make the most of your purchases is to pick up a cash-back credit card. And the Citi Double Cash Card is a solid choice. …
When to Refinance Your Auto Loan: Refinance Car Loan For Poor Credit
Maybe you were a first-time buyer with poor credit. Maybe you focused only on the monthly payment instead of the overall price of your vehicle. Whatever your situation, if you think you’re paying too much, you may want to refinance your auto loan. …
When to Refinance Your Auto Loan: Refinance Car Loan For Poor CreditRead More »
How do secured credit cards work? What you need to know
If you’re trying to build or rebuild your credit history, a secured credit card can provide some security — as long as you use the card responsibly. …
How do secured credit cards work? What you need to knowRead More »
What is the prime rate?
You hear it mentioned all the time. But what exactly is the prime rate? The answer is both simpler and more complex than you think. …