PrimeRates provides access to personalized loan offers through our simple and quick pre-qualification application. Once you’re pre-qualified, you can select the best offer for you and finalize the loan application with the lender.
1
Simple pre-qual application in less than 1 minute.
2
Choose the offer that best fits your needs.
3
Finalize your loan offer, get approved, and receive funds.
LendingClub pioneered the peer-to-peer lending space and has evolved into a full-service digital marketplace bank. They offer personal loans from $1,000 to $40,000 with competitive rates and direct creditor payment options for debt consolidation.
| Feature | Details |
| Loan amounts | $1,000 – $40,000 |
| APR range | 8.98% – 35.99% |
| Loan terms | 24 to 60 months |
| Origination fee | 3% – 8% |
| Min. credit score | 600 |
LendingClub is a good option for borrowers with fair credit who want joint application options or direct creditor payments for debt consolidation.
Upgrade accepts credit scores as low as 580 and offers loans from $1,000 to $50,000. Reports to all three credit bureaus, helping build credit with on-time payments. Funds typically deposited within one business day.
SoFi offers some of the largest personal loan amounts available, up to $100,000. SoFi charges no origination fees, no prepayment penalties, and no late fees. Members get access to financial planning, career coaching, and unemployment protection that pauses payments if you lose your job.
Best Egg has funded over $24 billion in loans since 2014. They offer a simple online application with funding as fast as one business day. Origination fees range from 0.99% to 8.99%.
Marcus charges no fees — no origination fees, no prepayment penalties, and no late fees. Backed by Goldman Sachs, Marcus offers competitive rates and flexible payment terms from 36 to 72 months.
Prosper is a peer-to-peer lending marketplace connecting borrowers with individual investors. Offers loans from $2,000 to $50,000 with terms of 24 to 60 months.
Getting pre-approved for an auto loan before you visit the dealership is one of the smartest moves you can make as a car buyer. Pre-approval
Personal loans are one of the most flexible ways to borrow money. You can use the funds for debt consolidation, home repairs, medical bills, or
Finding the right credit card can save you hundreds of dollars a year in fees and earn you cash back, points, or travel miles on
Compare the best debt consolidation loans of 2026. Find low rates, learn how consolidation works, and get tips for paying off credit card debt faster.
If you want to buy a new car, used vehicle, truck, or motorcycle, the auto loan rates you get can save or cost you thousands.
If you are carrying balances on multiple credit cards or loans, keeping track of due dates, interest rates, and minimum payments can feel overwhelming. Debt