PrimeRates provides access to personalized loan offers through our simple and quick pre-qualification application. Once you’re pre-qualified, you can select the best offer for you and finalize the loan application with the lender.
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Simple pre-qual application in less than 1 minute.
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Choose the offer that best fits your needs.
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Finalize your loan offer, get approved, and receive funds.
A $5,000 personal loan is a common loan amount for covering unexpected expenses, small home improvements, medical bills, or consolidating credit card debt. Many lenders offer $5,000 loans with quick approval and competitive rates.
These lenders all offer personal loans of $5,000 or less with online applications and fast funding.
| Lender | APR range | Loan amounts | Loan terms |
| SoFi | 7.99% – 29.99% | $5,000 – $100,000 | 24 to 84 months |
| Upgrade | 6.94% – 35.97% | $1,000 – $50,000 | 24 to 84 months |
| Best Egg | 8.99% – 35.99% | $2,000 – $50,000 | 36 to 60 months |
| Marcus | 6.99% – 24.99% | $3,500 – $40,000 | 36 to 72 months |
| Prosper | 6.99% – 35.99% | $2,000 – $50,000 | 24 to 60 months |
| LendingPoint | 7.99% – 35.99% | $2,000 – $36,500 | 24 to 72 months |
At 10% APR with a 36-month term, your monthly payment would be approximately $161. At 20% APR with the same term, it would be about $186. Use a loan calculator to see exact payments based on your rate.
Yes. Lenders like Upgrade, Upstart, and Avant accept borrowers with credit scores as low as 580. Rates will be higher, but approval is possible.
Upgrade accepts credit scores as low as 580 and offers loans from $1,000 to $50,000. Reports to all three credit bureaus, helping build credit with on-time payments. Funds typically deposited within one business day.
Best Egg has funded over $24 billion in loans since 2014. They offer a simple online application with funding as fast as one business day. Origination fees range from 0.99% to 8.99%.
Prosper is a peer-to-peer lending marketplace connecting borrowers with individual investors. Offers loans from $2,000 to $50,000 with terms of 24 to 60 months.
LendingPoint looks at your complete financial picture, not just your credit score. Reports to all three credit bureaus to help you build credit over time.
Avant specializes in lending to borrowers with credit scores between 580 and 700. Straightforward online application with next-day funding. No prepayment penalties.
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