You may think that keeping up with the Joneses is the reason Americans are using credit and racking up record credit card debt. But, you’d be wrong. Turns out that needful items like food, medical expenses and housing are literally breaking the bank and causing people to turn to credit cards to make ends meet. …
Come April 2018, you won’t need to sign on the dotted line when paying with plastic. All four major credit card networks (American Express, Visa, MasterCard and Discover) are dropping requirements that make a credit card signature necessary. …
Credit card signature rules are changing this AprilRead More »
She’s a multimillionaire. Her husband’s a multimillionaire. Her dad’s a reported billionaire. Why, then, is first daughter Ivanka Trump swimming in credit card debt, as recently reported by news website Politico? …
Ivanka Trump’s credit card debt is a lesson in how not to use credit cardsRead More »
Sure, it’s ideal to always have enough savings in the bank for life’s major expenses, such as medical bills, home improvements or paying off credit card debt. But sometimes life happens, and you need to get a personal loan in order to afford something important. …
There’s a lot to keep you busy during college — exams, working to pay for school, parties. But without a doubt, it is one of the best times to start thinking about your credit. If you want a leg up on your finances later in life, start to build credit as a college student. …
If you’re shopping for a personal loan, you’ve likely been shuffling through lender-to-lender comparisons and trying to decipher financial jargon. We get it — it’s a daunting task. But with so many lenders in the market, it’s crucial to understand everything that’s involved in obtaining a loan. And understanding how personal loans and credit work together is one of those things. …
Q&A with Robert Hartwig: Navigating personal loans and creditRead More »
If you’re swimming in credit card debt, it’s easy to figure out conventional ways to get rid of it. You might take out a debt consolidation loan, for instance, or transfer the balance from a high-interest credit card to a card offering a special no-interest period. …
9 unconventional ways to get out of credit card debtRead More »
What’s the upside of a low credit score? Begin able to use a secured credit card, like the primor credit card, as a tool to build your credit. …
Green Dot primor® Visa® Classic Secured Credit Card ReviewRead More »
Oops! Banking giant Citigroup made a major mistake that could put more money in your pocket, if you have a Citi credit card. …
If you have a Citi credit card, you might be getting a refundRead More »
When it comes to achieving long-term goals for our personal finances, it can sometimes be difficult to see the end outcome. And figuring out what steps to take in order to reach that goal can be somewhat mind numbing. But according to our expert guest, Preston D. Cherry, using small-win financial goals may help us to hit the bigger ones. …
Q&A with Preston D. Cherry: Using small-win financial goals to achieve big outcomesRead More »