PrimeRates provides access to personalized loan offers through our simple and quick pre-qualification application. Once you’re pre-qualified, you can select the best offer for you and finalize the loan application with the lender.
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Simple pre-qual application in less than 1 minute.
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Choose the offer that best fits your needs.
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Finalize your loan offer, get approved, and receive funds.
A $10,000 personal loan is one of the most common loan amounts, used for everything from debt consolidation and home improvements to medical expenses and major purchases. Most major lenders offer this amount with competitive rates and terms.
Compare $10,000 personal loan offers from top lenders below.
These lenders all offer personal loans of $10,000 with online applications and fast funding.
| Lender | APR range | Loan amounts | Loan terms |
| SoFi | 7.99% – 29.99% | $5,000 – $100,000 | 24 to 84 months |
| Upgrade | 6.94% – 35.97% | $1,000 – $50,000 | 24 to 84 months |
| Best Egg | 8.99% – 35.99% | $2,000 – $50,000 | 36 to 60 months |
| Marcus | 6.99% – 24.99% | $3,500 – $40,000 | 36 to 72 months |
| Prosper | 6.99% – 35.99% | $2,000 – $50,000 | 24 to 60 months |
| LightStream | 7.49% – 25.49% | $5,000 – $100,000 | 24 to 144 months |
At 10% APR with a 36-month term, your monthly payment would be approximately $323. At 15% APR with a 60-month term, it would be about $238. Use a loan calculator to see exact payments for your specific rate and term.
Yes. Lenders like Upgrade (580+), Avant (580+), and Upstart (AI-based, no strict minimum) work with lower credit scores. Expect higher interest rates, but approval is possible.
LightStream offers same-day funding. Upgrade, Best Egg, and Upstart typically fund by the next business day. Most lenders can have funds in your account within 1-3 business days.
SoFi offers large loans up to $100,000 with no fees of any kind.
Upgrade accepts credit scores as low as 580 and offers loans from $1,000 to $50,000 with next-day funding.
Best Egg has funded over $24 billion in loans with next-day funding.
Marcus charges no fees — no origination, prepayment, or late fees.
Prosper is a peer-to-peer lending marketplace with loans from $2,000 to $50,000.
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