Looking for the perfect gift this holiday season? Look no further than a gift card. Not only are gift cards the perfect size and color, they take away the stress and insecurity of finding “the perfect gift.” The recipient can pick out exactly what they want — when they want. …
Wondering how to get a credit card for bad credit? Having poor credit isn’t necessarily a bad thing if you’re trying to get a credit card, since a number of card issuers offer options for people who find themselves in this situation. …
In recent years, a growing number of borrowers have turned to personal loans to consolidate debt or help fund a major purchase. Fortunately, if you want to apply for a personal loan, it’s typically less of a hassle than qualifying for other types of loans. …
What documents are required to apply for a personal loan?Read More »
You may know that lenders often “pull your credit” when considering you as an applicant. But did you know that there are two types of credit inquiries — a soft credit inquiry and a hard credit inquiry? …
When was the last time you saw a teenager pull out their checkbook? Youth of the 21st century may not be familiar with writing checks or balancing a ledger, but that doesn’t mean they aren’t ready and willing to learn how to manage money. In fact, if parents can make the time, there’s nothing wrong with teaching kids about finances as soon as they start taking math in school. …
How Current helps kids manage money: The pros and consRead More »
We get it — you want to apply for a personal loan, but you don’t want to receive the dreaded personal loan denial. …
For years, card skimming has been among the favorite tools of credit and debit card scammers. But those scammers may have a new high-tech enemy. …
‘Skim Reaper’ device seeks to kill card skimming at gas pumps and ATMsRead More »
Unsecured loans can be used for nearly any purpose. These financial tools allow you to consolidate debt or even fund a vacation. But it’s important to understand the basics of unsecured loans, and the pros and cons, before you borrow. …
Payday loans and car-title loans aren’t just potentially hazardous to your financial health. They also might harm your physical health. …
If you’re looking to borrow money, you’ll find that loans fall into two categories: secured and unsecured loans. And understanding the differences between these two types of loans can help you determine which is best for your situation. …
Q&A with Harold Weston: The difference between secured and unsecured loansRead More »